Frequently Asked Questions (FAQ)
We’re ready to exceed your expectations and help you find your next ideal vehicle.
ID Verification
The first step in applying for financing is to verify your identity. This may include submitting one of the following documents:
- Official Identification (ID)
- Driver license
- ITIN (Taxpayer Identification Number)
- Passport
Certify your income
To ensure you can afford your new vehicle payments, you’ll need proof of income. Documents you can provide for this step include:
- Recent pay stubs
- Bank statements
- Direct deposits from your bank account
Proof of address and minimum mandatory down payment
It’s important that you can verify your current address. To do this, you only need to present a bill in your name, such as a utility bill.
Finally, to access financing, you’ll need to make a down payment.
Of course, if you’re considering upgrading your current vehicle. At Caruzen Motors, we accept your car as a trade-in for part of your down payment.
To receive your own car as a trade-in, you must be the owner and have the vehicle title in your name.
Of course, but this service is only for Caruzen Motors’ own cars.
We offer two financing models:
Home Financing:
Home financing, as its name suggests, involves obtaining financing directly from the dealer.
Financial Institution Financing:
Financial institution financing involves obtaining financing through a bank or other financial institution outside the dealer. In this case, the dealer acts as an intermediary between the buyer and the lender.
At Caruzen Motors, we carry out the application process online with the financial institution, so we’ll get you an immediate response. Our goal is to make your dreams come true in an easy, agile, and secure way.
Your car will be delivered subject to availability from the Texas Department of Transportation.
This decision will be chosen depending on your credit rating and payment capacity.
We have a large group of financial partners who are specialists in the market.
We invite you to visit the dealer; our financial specialists will work with you to provide comprehensive advice.
Of course, you can pay off your loan in full whenever you have the money.
The interest rate on your financing will depend on your credit rating and payment capacity.
Yes, at Caruzen Motors we perform a fair and transparent appraisal of your vehicle, ensuring that every customer receives the best deal on their used car.
Of course! We encourage all our customers to test drive the vehicles they’re interested in. It’s an opportunity to experience how the car feels and ensure it suits their needs and driving preferences.
At Caruzen Motors, we have expert advisors who will help you find a vehicle with similar features to the one you’re looking for, so you’ll have the car you need.
We offer financing
Our advisors are ready to provide you with the necessary guidance throughout the entire process.
